BBC Panorama's Easy Money, Tough Debt episode last week showed how recent regulatory efforts to solve the problem of unaffordable consumer debt might have achieved less than expected. A new voluntary levy on bookmakers may now be a useful model for helping to solve the remaining consumer credit affordability problem. Please click on the title above for this blog.

Please click on the title above for an introductory guide to the FCA's Senior Managers and Certification Regime for asset finance brokers

The FCA's findings on the car finance market appear to change how lenders need to deal with limited permission firms from outside of the finance industry, including - but not only - car dealers. Please click on the title above to read.

This article, published in Leasing World, calls for the definition of the UK's leasing industry to be widened to include all forms of equipment finance, mirroring the US model.

Analysis of the business investment aspects of this year's Budget, and what might become an opportunity for lessors interested in green finance. Please click on the title to read.

For a report that specifically excludes motor finance, today’s Financial Conduct Authority report ‘Impact of credit broking remuneration models at the point of sale’ is surprisingly relevant for the sector. It’s also important to those involved in asset finance broking. Please click on the title to read.

In a speech last week in the US, Andy Haldane, chief economist of the Bank of England, described how industry concentration ratios - the share of sales in a sector that’s taken by the largest suppliers - have increased over the past ten years in the US and (to a lesser extent) the UK, but have now flattened off. This blog looks at concentration trends in the UK's leasing sector. Please click on the title to read.

Please click on title above for Asset Finance Policy's response to today's Financial Times article, 'Banks warn about overheating UK asset finance market'.

Some key messages from asset finance brokers on GDPR, other regulation, and the support they receive from funders. Please click on the title for the blog.

Despite their failings, the financial services industry needs its regulators. A simple measure to improve the transparency of how regulators work could help them avoid further bad publicity.